Trucking Liability

Your transportation business is an important business asset. It is essential that you protect your operation with the right insurance but at the best price. Talk to one of our specialists today who can tailor a plan to cover your drivers, reduce your losses and protect your company’s bottom line.

  • Reduce your loses

  • Protecting your bottom line

Physical Damage

Your vehicles are your largest asset. A commercial trucking physical damage insurance policy includes collision, comprehensive or specific perils as well as person effects of drivers. We can provide coverage the includes towing and rental reimbursement in the event of an accident or breakdown.

  • Providing additional coverage

  • Includes towing and rental reimbursement

Cargo Coverage

Motor Truck Cargo insurance provides insurance on the freight or commodity hauled by a For-hire trucker. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or theft. If your load is accidentally dumped on a roadway or waterway, our coverage pays for the cost to remove debris or extract pollutants caused by the debris. We can also design a plan to pay for costs related to preventing further loss to damaged cargo, legal expenses and even freight charges the customer loses because of not delivering a load.

  • Designing custom coverage to suit your business

  • Covering your liability for cargo that is lost or damaged

Auto Liability

Liability insurance purchased for cars, trucks, motorcycles, and other road vehicles is used to provide financial protection against physical damage. In addition business auto liability insurance helps cover the financial responsibility if you or an employee is at fault in an accident and people are injured or property is damaged. In almost all states a minimum amount of commercial auto liability insurance (or proof of financial responsibility) is required and some states also require under-insured motorist and uninsured motorist coverage to protect you when the at-fault driver is unable to pay the total cost.

  • Providing financial protection against physical damage

  • Protecting you when at-fault drivers are unable to pay the total cost.

Occupational Accident

Occupational Accident Insurance typically covers a trucker who is paid as a 1099 and is not eligible for Workers Compensation. Occupational Accident Insurance is a work injury plan designed for the independent truckers if they are injured in an on-the-job, trucking-related accident.

  • Covers 1099 workers

  • Work injury plans for independent truckers

Non-Trucking Liability

Non-trucking liability insurance protects you from liability in accidents that occur when you’re using your truck for personal use. Grocery shopping, going to the movies or even hauling some dirt for your neighbor’s new garden are all covered.

  • Protect You from accident from personal use

    General Liability

    General Liability coverage provides protection against a third party who claims that they or their property has been damaged by your negligence. A typical General Liability Policy protects the you against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations, and advertising and personal injury liability that come within the coverage of the insurance policy.

    • Protection against third party claims

    • Protects against liability claims for bodily injury and property damage

    “Kendra Maser is an expert when it comes to insurance for childcare! After many years of hopping from agent to agent, we have found the insurance company that we can trust to find the best price for the coverage that we need! We highly recommend the John Galt Insurance Agency to other businesses.”

    Angelia Winn, M.Ed.
    Owner/Director
    Noah’s Ark Academy

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